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Insurance Documents

Summary of Cover
Proposal Form

The essentials

Your camera operator breaks her foot when a dolly rolls over it. Who pays her medical bills?

Employers’ liability insurance

Any business that employs people, from a two-person special effects company to a major broadcaster, is required by law to have employer's liability insurance. This helps protect your legal liability for death, disease or injury to your employees as a result of negligent working practices on your part.

We offer:

  • £10 million limit of indemnity.
  • Indemnity to principals.
  • Legal defence costs for action taken under the Health and Safety at Work Act.

Public and products liability

This covers your business’s legal liability for accidental injury to members of the public or damage to property. Our public and products liability insurance has a limit of indemnity of £2 million, with the option to increase this to £3 million or £5 million.

Directors’ and officers’ liability

Directors' and officers' liability insurance protect those with managerial responsibility from legal and other costs they may be personally legally liable to pay as a result of legal action.

Our directors' and officers' policy protects you and your management team against loss arising from a wrongful act. It will pay for:

  • Damages, judgments, settlements and defence costs.
  • Legal representation expenses.
  • Losses incurred within 30 days of buyouts by management of a subsidiary company.

Personal accident insurance provides cover for you and your employees (up to the age of 65) in the event of accidental injury resulting in death or permanent or temporary disablement in the course of work.

Commercial legal protection offers you protection against legal costs and expenses resulting from civil or criminal incidents in connection with your business, such as:

  • Employment disputes and compensation awards.
  • Legal defence.
  • Property protection.
  • Bodily injury.
  • Tax protection.
  • Contract and tenancy disputes.
  • Debt recovery.
Get a free quote NOW

To get a quotation now, visit our online quotation service, or contact our specialist Entertainment and Media team on 0845 070 0387.